For its annual fee, you only have to pay S$171.20, which is automatically waived for the first year. The only drawback is probably it is not as widely accepted as compared to VISA & Master. But what if your needs are a bit more specific, e.g. The credit limit … ANZ Travel Visa Signature Credit Card. What’s more, after your welcome bonus, you will be entitled to an unlimited cashback of 1.5% on all eligible purchases. PAYMENT NETWORK. The best credit cards in Singapore also offer incentives for those with good credit scores such as the increase of your credit card’s spending limit, easier loan applications, and more. Most rewards credit cards in Singapore we see on the market comes with an average credit limit of about $5,000, while student cards … https://www.citibank.com.sg/gcb/credit_cards/premiermiles-visa-card.htm? Enjoy exclusive benefits and financial perks, including 3 months of free Allianz Online Banking Protection Insurance with up to S$2,000 coverage! If you want some more suggestions for the best credit cards in Singapore for various purposes, this section will take care of that. By: Colin Ng If you’re looking for the best corporate credit cards in Singapore…, By Ryan Lim If you hate going over the counter at banks to withdraw…, By Colin Ng Who doesn’t want to earn money while shopping? Read More Compare all available credit cards in Singapore … Another thing that makes this one of the best credit cards in Singapore is that there’s no minimum spend. If it’s any consolation, none of them are needed to play the miles game right. Each cardholder will receive an unlimited Priority Pass, and UOB periodically offers special tie-ups with airlines to provide upgrades. For the times when your credit card is declined for some reason and you can’t fix it immediately, good ol’ cash can save you from a sticky situation. I found and applied for a cashback card easily on their website. How much do I need to earn to get a credit card? At what age can you get a credit card in Singapore? “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Your credit limit affects how much you can spend with your plastic card. Out of all the credit cards being offered to Singaporean consumers, we’ve painstakingly chosen the top 5 best credit cards just for you. Unlike regular credit cards, secured credit cards requires a cash bond which the cardholder must deposit to bank and will be held for a certain period (usually 1 year). You’ll earn 1.6 miles per dollar (mpd) locally and 2.0 mpd overseas, and get 100,000 miles plus a two-night luxury hotel stay at selected premium resorts like the Six Senses, COMO, Taj or Banyan Tree as welcome gifts. Take note of every single purchase made with your card and make sure that you recognize each one. To qualify for a DBS Insignia, you need an income of at least $500,000, or a private banking relationship with DBS (minimum Assets Under Management: $1.5M). Only ultra-high-net-worth individuals have a chance at being invited, and the card is said to be perhaps the most exclusive in the world. Can I apply for a credit card without a bank account? UOB Reserve cardholders earn 1.6 mpd locally and 2.4 mpd overseas. You get it to enjoy a laundry list of benefits, including: There’s a ton of other unpublished benefits, including a concierge supposedly capable of doing anything (legal) for you and invitations to black-tie events where the champagne and goodie bags flow freely, but that’s the extent of my knowledge. The largest purchase ever made using this card was on a $36 million for a rare porcelain chicken cup. American Express® Singapore Airlines KrisFlyer Credit Card; ... 10 mpd on Kaligo, 6 mpd on Expedia, 3 mpd for other hotels, limit $5K per month. And with that, we end our list of the best credit cards in Singapore worth checking out! A customer named Xinyu considers the Citi Rewards Card to be one of the best Singapore credit cards and sums up their Citi Rewards experience in a short-but-sweet review: “My preferred credit card! Your card will be cancelled within 5 mins and you’ll receive a new card in roughly 3 working days. In fact, it’s entirely possible to earn a huge stash of miles by carefully planning your spending and taking advantage of sign up bonuses, even if you only qualify for entry-level cards. VISA. Yes, most businesses and transportation services in Singapore accept credit cards. However, while the UOB Reserve caps this benefit at once per quarter (and at $400), the ULTIMA allows up to two complimentary nights per “outward bound trip”, and no dollar value cap. But what if your reservation is fully prepaid online years old to be stranded without a bank?. 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