We provide free coverage after policy expiration, in line with The Limitation Acts, to give you flexibility and peace of mind if you take a break, go on maternity leave, change career, or even retire. It’s not the mistakes you make; it’s the mistakes people think you make. They also offer all RICS regulated firms a confidential, no obligation professional indemnity insurance … Protection against complaints and accusations made against you to your regulatory board. Political Risks & Structured Credit Solutions. For many, a complaint to your professional or registering body is more stressful than being sued, as your very right to practice may be under threat. The psychologists professional indemnity insurance … Howden covers the full range of claims that could be made against you. • Indian Head Massage Corporate From offering inadequate advice to misdiagnosing a patient’s condition or breaching patient confidentiality, the list of mistakes a psychologist … This covers legal defence costs … • Homeopathy Tailored insurance to benefit your members. In case your business suffers a financial loss because of a dishonest employee with malicious intent. Registered address: One Creechurch Place, London, EC3A 5AF. Insurance for Psychologists Professional Indemnity * . Whether you’re a multinational looking for a broker that’s truly global, or a smaller business looking to insure your local needs, we can help you. Safe in the knowledge you are fully covered. Demands to release confidential documents can often incur significant costs. • Reflexology About Howden The Howden Professional Indemnity division is one of the UK’s most respected and knowledgeable Professional Indemnity Insurance (PII) broking teams. Free run-off cover gives you genuine peace of mind where you would otherwise have a glaring hole in your risk management plan. Feeling defensive is natural, but it can cause a conversation to descend into an argument. HOWDEN PROFESSIONAL INDEMNITY EXPERTISE Howden has one of the UK’s largest, specialist Professional Indemnity (PI) insurance broking teams. You benefit from our experience to ameliorate the situation when you need it most. They … We were recently recommended that we should have our own professional indemnity insurance as trainees. Professional indemnity insurance is an essential form of insurance cover for a wide range of professionals, and psychologists in particular can benefit from this type of insurance. For example, we can help you with apologising and being empathetic, without making things worse for you. If one of your clients is dissatisfied with your services and refuses to pay or requests a refund, the policy can cover this, where we believe withdrawing the demand for payment will help avoid a civil claim for a larger amount. Covers costs associated with regulatory hearings, including defence costs 2. If you do suffer a formal complaint to a professional body, your policy will provide support at each stage of the process. Pay any damages or settlements. Accusations of malpractice, however unwarranted, can pose a serious threat to your career. It’s not the mistakes you make; it’s the mistakes people … You can therefore work face to face (subject to government guidelines), or by remote means, which can include; telephone, email, skype, zoom, FaceTime, WhatsApp etc. Limits of £1.5 million, £3 million, or £5 million, together with a standard Public Liability element of £10 million. Malpractice, professional indemnity, public and products liability insurance A limit of indemnity of £5,000,000 (£1,000,000 for students) on a losses occurring basis Cover whether you work from a … With Howden, you can be assured your policy has been worded by someone who truly understands your industry – and the complex risks you face. Ours doesn’t. • Aromatherapy Howden are always happy to offer insurance guidance to RICS regulated firms, irrespective of whether you r business is a Howden client. The Trust Sponsored Professional Liability, Financial Security, and Risk Management Programs. Registered psychologists must have appropriate professional indemnity insurance (PII) arrangements in place, according to the Board’s PII registration standard. You can therefore work face to face (subject to government guidelines), or by remote means, which can include; telephone, email, skype, zoom, FaceTime, WhatsApp etc. With Howden as your insurance broker, provided you follow Government and professional association guidelines, your policy with Howden will continue to provide liability cover and does not exclude claims against you arising from coronavirus. We cover legal defence on a “costs in addition” basis, which protects you in the event of a case dragging on and costs mounting up. Copyright © 2020 Howden Insurance Brokers Limited. It's an unfortunate reality that the risk of action against psychologists has risen in recent years, largely due to the increasing number of complaints being lodged. Whether you’re a multinational looking for a broker that’s truly global, or a smaller … With Howden as your insurance broker, provided you follow Government and professional association guidelines, your policy with Howden will continue to provide liability cover and does not exclude claims against you arising from coronavirus. All rights reserved. What does a Professional Indemnity (PI) insurance policy cover? Policies on a ‘claims-made’ basis mean you are only covered at the time the policy is valid. Copyright © 2020 Howden Insurance Brokers Limited. What is the retroactive date under a professional indemnity policy for a psychologist? Our policy offers up to £5000 cover for this. • Hopi Ear Candles Seeking Advice from Insurance House (IH) For any insurance claim or any incident that may arise that could be a claim you should always contact Insurance House on 1300 659 626 in the first instance – IH has lawyers on staff who handle these queries and where appropriate outsource to DLA to act on the member’s behalf. Insurance House protects thousands of Health Professionals throughout Australia with an innovative policy offered at a very competitive cost. Whether you’re a multinational looking for a broker that’s truly global, or a smaller business looking to insure your local needs, we can help you. All rights reserved. • Iridology So that you are protected against post-hoc claims for up to 6 years after you cease practicing. Providing a safe and user-friendly way of managing your insurance online, allowing you to: pay, renew and manage your insurance & policy documentation. Registered address: One Creechurch Place, London, EC3A 5AF. Our client base includes many of the UK’s leading professional services firms and we are recognised for our ability to look after businesses operating in higher risk areas. So if your policy limit is £1.5 million, all of those funds are earmarked to pay for damages and settlements. Who counsels the counsellor? For our customers, our mission is to be a distinctive and refreshingly professional insurance … The Howden Professional Indemnity team is committed to ensuring all clients, irrespective of size, benefit from the essential facets of a great quality insurance broking service: • Expertise provided by a … 30% of the UK’s top 100 accountants 35% of the UK’s financial advisers and morgage brokers 30% of … With over 30 years’ experience in the Insurance industry, Jo knows the sector – and the issues that affect her clients – inside out. • Floatation Tank Therapy A well thought-out insurance policy will defend you in the case of both – a hurried or cheaply bought one could cost you in the long run. Many insurance policies demand an initial cash sum. It only takes one unhappy client to disrupt your career and drain your assets if something does go wrong. Oxygen Professional Risks is a specialist provider of insurance products to the psychological and other people-based professions (or what we like to call People-People). For smaller businesses with up to 250 employees, Membership Organisations Should you have an official complaint made about you, we will help make a robust defence. • Hypnotherapy At Howden, we have a range of specialist teams so that you can be assured your policy has been worded by someone who truly understands your industry – and the complex risks you face. Instant cover can usually be arranged with just one phone call. Senior staff can claim up to £80,000 in protection against claims of negligence, to cover defence costs and damages. Together with our partner brokers, we have a global network across 90 territories. Authorised and regulated by the Financial Conduct Authority. We provide firms with their Professional Indemnity Insurance as well as all the other … Option (B) including Public Liability cover: The Medical Malpractice/ Professional Indemnity cover options for Qualified Psychologists are as follows: 4) Limit of Indemnity: R2 500 000 in the aggregate. We provide specialist insurance and risk management solutions for professional services businesses. This means the legal fees are separated from your policy limit. We’re really proud of our claims record. For larger businesses with over 250 employees, SME Registered in England & Wales under company registration number 725875. The British Psychological Society is a charity registered in England and Wales, Registration Number : 229642 and a charity registered in Scotland, Registration Number : SC039452 - VAT Registration … You will need your user ID and password to access the portal, contact us if you have lost these details. In uncertain and challenging times it is imperative to have the right broker by your side. It's recommended by many professional associations including the BACP, BPS and NCS/NHS. Psychologists work hard to hone their professional expertise and to build a reputation, but there is always a risk of professional liability. Even if you’re not at fault, Professional Indemnity insurance … It gives you broad, generously-worded coverage, which means there are no grey areas to cause you stress. Often a little objectivity would help the cause a great deal. Click the button below to begin your online quote, it’s fast and simple to use. Howden gives hands-on help where you need it. I phoned Towergate, and they were quite helpful. Guideline on professional indemnity insurance for psychologists Summary All persons registered under the Health Practitioner Regulation National Law (the National Law) as in force in each state and territory, and who practise psychology, must have appropriate professional indemnity insurance (PII) arrangements in place, according to the Psychology This work will hopefully go a long way towards stopping the matter going further, but if not, could prove extremely useful defending you in a hearing. We do everything in our power to help you reach a fair result in a timely fashion. Howden has a proven track record in the Accountancy sector. We don’t just sell insurance: we pride ourselves on our proactive approach to your problems. With Howden as your insurance broker, provided you follow Government and professional association guidelines, your policy with Howden will continue to provide liability cover and does not exclude claims against you arising from coronavirus. • Electro Stimulation Therapy Tailored insurance to benefit your members. Providing a safe and user-friendly way of managing your insurance online, allowing you to: pay, renew and manage your insurance & policy documentation. 1. Jo’s team looks after around 16,000 psychological therapists. The Trust is a leading provider of professional liability malpractice, financial security, and innovative risk management programs - meeting the insurance needs of psychologists … Political Risks & Structured Credit Solutions. A little “them and us” or even “me versus the world” sometimes…with an experienced broker in between, we can smooth the way to a favourable solution for you. … Data breaches are serious, so make sure you’re protected with both professional indemnity insurance and cyber cover. Avoid falling foul of terminology, technicalities and tripwires - choose Howden. With over 30 years’ experience in the Insurance industry, Jo knows the sector – and the issues that affect her clients – inside out. Professional indemnity insurance. We'll put you in touch with the person best equipped to help. We'll put you in touch with the person best equipped to help. Independent broker Howden has confirmed its plans to buy St Giles Legal and Professional Risks, a professional indemnity insurance broker that specialises in the UK solicitor sector. 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